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Client Alerts

/Client Alerts
Client Alerts 2022-06-30T16:02:48+00:00

6-2022 HIPAA SECURITY INFORMATION, Help for Employers who want to perform a Risk Assessment Click here for more information

4-2022 GUIDANCE FOR EMPLOYERS USING ELECTRONIC MEDICA TO DISTRIBUTE DOCUMENTS Click here for more information

1-2022 CARRIER GUIDELINES FOR REIMBURSEMENT FOR OTC COVID TESTS Click here for more information

1-2022 NEW COVID TEST COVERAGE MANDATES Click here for more information

1-2022 PROVISIONS OF THE NO SURPRISES ACT Click here for more information

12-2021 ACA AND NJ STATE YEAR END REPORTING EXTENSIONS Click here for more information

10-2021 INITIAL COVID VACCINE MANDATE INFORMATION Click here for more information

10-2021 DISTRIBUTION GUIDANCE FOR MLR Click here for more information

9-2021 MEDICAL LOSS REBATES Click here for more information

8-2021 IS YOUR BROKER PROTECTING YOU AGAINST A CYBER ATTACK? Click here for more information

8-2021 SEE HOW CHB GROUP PROTECTS YOU AGAINST CYBER ATTACKS Click here for more information

7-2021 IMPORTANT INFORMATION ABOUT THE BLUE CROSS BLUE SHIELD SETTLEMENT. Click here for more information

7-2021 ARPA 2021 UPDATE FOR EMPLOYERS SUBJECT TO NJ STATE CONTINUATION Click here for more information

6-2021 CORRECTLY COUNTING YOUR EMPLOYEE HEAD COUNT IS CRITICAL FOR COMPLIANCE – ARE YOU COUNTING RIGHT? Click here for more information

5-2021 SUBSIDY UPDATE FOR EMPLOYERS WHO ARE SUBJECT TO STATE CONTINUATION, OFTEN REFERRED TO AS MINI COBRA Click Here for more information

5-2021 IRS PROVIDES ADDITIONAL GUIDANCE ON COBRA SUBSIDY Click Here for more information

5-2021 IMPORTANT CHANGES THAT YOU NEED TO BE AWARE OF WHEN DESIGNATING WORKERS AS INDEPENDENT CONTRACTORS. Click here for more information

3-2021 UPDATE IMPORTANT COBRA CHANGES IN THE AMERICAN RESCUE PLAN ACT – JUST SIGNED BY PRESIDENT BIDEN Click Here for more information

3-2021 IMPORTANT COBRA CHANGES IN THE AMERICAN RESCUE PLAN ACT – JUST SIGNED BY PRESIDENT BIDEN Click Here for more information 

3-2021  NJ EMPLOYERS OR EMPLOYERS WITH NJ EMPLOYEES MUST OFFER A COMMUTER REIMBURSEMENT PLAN Click Here for more information

3-2021 UPDATED GUIDANCE REGARDING DEADLINE EXTENSIONS/DEADLINE TOLLING Click Here for more information

2-2021 TOLLING OF DEADLINES SET TO END On April 28, 2020 the DOL and IRS made temporary adjustments to the various timeframes/deadlines including those for COBRA, HIPAA special enrollment and claim filing an appeals to provide relief for individuals experiencing such events during the national emergency due to COVID-19 Click Here for more information

2-2021 INFORMATION REGARDING REQUIRED LABOR POSTERS FOR A REMOTE WORKFORCE Click Here for more information

2-2021 UNDERSTANDING THE INTERACTION BETWEEN AN HSA ACCOUNT AND MEDICARE particularly important for employees that are over the age of 65 and delay Medicare enrollment  Click Here for more information

1-2021 REMINDER W-2 PREPARATION GUIDANCE FOR IMPUTED INCOME AND HEALTH CARE COST  Click Here for more information

1-2021 FSA RELIEF FROM THE CONSOLIDATED APPROPRIATIONS ACT 2021 Click Here for more information

1-2021 ACA AND STATE REPORTING FOR MEDICAL PLANS – Extension granted for ACA Reporting.  Information on NJ mandatory Filing.  Click here for more information

11-2020 NO NEW SAFE HARBOR REGULATIONS FOR PROVIDING ELECTRONIC DOCUMENTS – Know your responsibilities Click here to read more…         

9-2020 MEDICAL LOSS REBATE DISTRUBTION GUIDE – Assistance for employers to distribute the MLR check to employees.  Click here to read more.

9-2020 ANNUAL MEDICARE D NOTICE TO CMS AND EMPLOYEES – Entities that provide Prescription Drug coverage to Medicare D eligible individuals must disclose to CMS whether the coverage is creditable.  Click here to Read More…

3-2020 LAST CALL FOR ASSISTANCE FROM CHB GROUP FOR YOUR NJ STATE AND FEDERAL 1095 AND 1094 FILING – there is no cost to you for access to our program Click Here for more information

2-2020 UPDATE REGARDING NJ FILING REQUIREMENTS FOR THE NJ HEALTH INSURANCE MARKET PRESERVATION ACT Click Here for more information

2-2020 UPDATE NJ EMPLOYERS MUST OFFER PRE-TAX COMMUTER REIMBURSEMENT PLAN Click Here for more information

1-2020 NJ EMPLOYERS MUST OFFER PRE-TAX COMMUTER REIMBURSEMENT PLAN Click Here for more information

1-2020 NJ FILING REQUIREMENTS FOR THE NJ HEALTH INSURANCE MARKET PRESERVATION ACT

1-2020 – ANNUAL REMINDER FOR EMPLOYERS TO ENSURE THAT THEY HAVE THEIR SECTION 125 POP PLAN UP TO DATE  Click Here for more information

1-2020 W-2 PREPARATION GUIDANCE FOR IMPUTED INCOME AND HEALTH CARE COST  Click Here for more information

9-2019 ANNUAL MEDICARE D NOTICE TO CMS AND EMPLOYEES – Entities that provide Prescription Drug coverage to Medicare D eligible individuals must disclose to CMS whether the coverage is creditable.  Click Here to read more…

3-2019 IMPORTANT CHANGES TO THE NJ LEAVE AND DISABILITY PROGRAMS In February 2019, New Jersey governor, Phil Murphy signed a bill into law that expands and enhances NJ Disability and Leave Acts. Some changes will go into effect this year and others next year. The changes in the amendment expands the definition of who is eligible, extends the amount of leave an employee may use and increases the percentage and maximum payout from FLI and NJTDB. Click here for more information…

2-2019 VOLUNTARY PLANS ARE GAINING TRACTION WITH EMPLOYERS Every day employers face the daunting task of rising healthcare costs. This puts employers in the unenviable position of having to raise contributions or decrease benefits and sometimes to do both to keep the cost of healthcare affordable. Despite this, employers constantly strive to provide employees with better benefits. We can show you a full suite of voluntary benefits that will enhance your current employee benefit offering. Click Here to Read More …

2-2019 COMPLIANCE REMINDERS FOR EMPLOYERS 2-2019 Important information for employers regarding Plan Document Requirements, Section 125 Documentation, Electronic Distribution of Documents etc.. Click Here to Read More…

6-2018 DOL COMPLIANCE  Important information for employers who supply their employees with benefit information in electronic form, know when you can and cannot rely on electronically transmitted data.  Click here to read more…         

6-2018 LIFE INSURANCE NOTIFICATIONS WHEN AN EMPLOYEE TERMINATES Important information for employers who sponsor a Life Insurance policy.  Know your obligations to employees whose coverage is terminating.  Port and Convert information  Click Here to read more…

3-2018 COMPARISON BETWEEN FEDERAL COBRA AND MINI COBRA PLANS As many as 40 states now offer some type of mini COBRA or State continuation.  Employers must understand their obligations under these laws.  COBRA is by far the most complex law with the most room for error.  However, employers in New Jersey that have less than 50 employees and those in New York and Pennsylvania with less than 20 must know their obligations under the State Continuation Plans both when an employee signs up for coverage and when a participant becomes eligible for continuation benefits.  Click Here to read more…        

3-2018 COBRA COMPLIANCE – Are you administering COBRA correctly?    Click here to read more…

12-2017 REMINDER FOR EMPLOYERS WHO MUST FILE 1095 AND 1094 FORMS – THE DEADLINE IS EARLIER THIS YEAR.   Click here to read more…    

12-2017 IMPORTANT REMINDER REGARDING PRE-TAX CONTRIBUTIONS While this is considered accounting/payroll issue, we are discovering that many employers are not in compliance as defined by the IRS.  Many employers had the proper documentation at one time, but documents have been lost or need updating or have not been distributed to the employees.  We highly recommend that you ensure that you are fully compliant.  Click here to read more…

12-2017 OFFICE OF CIVIL RIGHTS HIPAA AUDITS 12-2017 – Random audits to determine a covered entities’ compliance with HIPAA.   Don’t wait until you are audited.  Prepare now.  Click Here to read more…

9-2017 ANNUAL MEDICARE D NOTICE TO CMS AND EMPLOYEES – Entities that provide Prescription Drug coverage to Medicare D eligible individuals must disclose to CMS whether the coverage is creditable.  Click Here to read more…

LIFE INSURANCE NOTIFICATIONS WHEN AN EMPLOYEE TERMINATES  5-2017 Important information for employers who sponsor a Life Insurance policy.  Know your obligations to employees whose coverage is terminating.  Port and Convert information          
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 to read more

DOL COMPLIANCE  2-2017 Important information for employers who supply their employees with benefit information in electronic form, know when you can and cannot rely on electronically transmitted data         
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 to read more

DOL COMPLIANCE  9-2016  Updated Information on DOL Compliance         
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 to read more

HIPAA  9-2016 HIPAA AND YOUR BROKER – Is your broker safeguarding your employee’s data from hackers? Questions to ask. 
Click here
 to read more.

HEALTHCARE REFORM 9-2016 – CMS Issues Guidance on New Individual Mandate Hardship Exemption.
Click here
 to read more..

9-2016 ANNUAL MEDICARE D to CMS – Entities that provide Prescription Drug coverage to Medicare D eligible individuals must disclose to CMS whether the coverage is creditable
Click here to read more.

HIPAA  6-2016 HIPAA AUDIT ALERT – Employers must have a way to save employee data on an encrypted drive or face penalties. 
Click here
 to read more.

MEDICARE SECONDARY PAYER CHART 5-2016  Help determining when the employer or Medicare pays first  
Click here
 to read more

DOL FMLA ASSISTANCE  5-2016  FMLA Employer Guide  
Click here
 to read more

HEALTHCARE REFORM  5-2016 – Employer Notice Program – Notification when an employee recieves assistance in the Marketplace, How to appeal a decision…
Click here
 to read more..

DEPENDENT ELIGIBILITY AUDITS  4-2016 Should you audit your dependent information
Click here
 to read more.

MEDICARE  4-2016 Medicare Secondary Chart – Who pays first
Click here
 to read more.

HIPAA  3-2016 HIPAA AUDIT ALERT – OCR launches Phase 2 of the HIPAA Audit Program, are you ready?
Click here
 to read more.

DOL COMPLIANCE  2-2016  Updated CHIP Notice released         
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 to read more

COBRA COMPLIANCE  2-2016 – 10 Myths Regarding COBRA Compliance – Why you need an expert
Click here
 to read more..

HEALTHCARE REFORM  1-2016 – What the Delay in the 1095 Reporting means to your employees
Click here
 to read more..

HEALTHCARE REFORM  1-2016 – Updated 1095-1094 Reporting Information
Click here
 to read more..

HIPAA  12-2015 HIPAA UPDATE – RISK ASSESSMENT TOOL – Every employer should use this tool!
Click here
 to read more.

HEALTHCARE REFORM  12-2015 – Cadillac Tax Delayed
Click here
 to read more..

HIPAA  10-2015 HIPAA SECURITY – The discussion you should be having with your broker – Keeping your employees’ information safe.  
Click here
 to read more.

HEALTHCARE REFORM  10-2015 – 1095-1094 Instructions for IRS Reporting on Individual and Employer Mandates Released for 2015
Click here
 to read more..

HEALTHCARE REFORM  10-2015 – Determining your ALE Status
Click here
 to read more..

9-2015 ANNUAL MEDICARE D to CMS – Entities that provide Prescription Drug coverage to nMedicare D eligible individuals must disclose to CMS whether the coverage is creditable
Click here to read more..

HEALTHCARE REFORM  7-2015 – New online tools to help employers and individuals in the ACA
Click here
 to read more..

HIPAA  7-2015 HIPAA UPDATE – SECURITY UPDATE – Every employer should review this now
Click here
 to read more.  See links below for additional resources

DOL COMPLIANCE  12-2014 Compliance Assistance from the Department of Labor, Employee Benefit Security Administration and HIPAA Security Risk Assessment          
Click here
 to read more

HIPAA  4-2014 HIPAA UPDATE – RISK ASSESSMENT TOOL – Every employer should use this tool!
Click here
 to read more.

HEALTHCARE REFORM  7-2015 – New law increases ACA information reporting penalties
Click here
 to read more..

HEALTHCARE REFORM  7-2015 – Click here In this issue you will find important information on:

  • ACA Premium Tax Credits available in Both Federal and State Exchanges
  • Supreme Court strikes down State Laws prohibiting Same-Sex Marriage
  • PCORI Fees Due by July 31 for Employers Sponsoring HRA and Self-Funded Plans
  • Final Rules revise SBC Requirements
  • 2015 Draft Forms available to Help Employer prepare for ACA Information Reporting

How CHB Group can help you file your 1095 and 1094 IRS Reports
Click here
 to read more..

HEALTHCARE REFORM  6-2015 – How CHB Group can help you file your 1095 and 1094 IRS Reports
Click here
 to read more..

HEALTHCARE REFORM  6-2015 – How CHB Group can help you file your 1095 and 1094 IRS Reports
Click here
 to read more..

CALIFORNIA SICK LEAVE INFORMATION
Click here
 to read more..

COBRA COMPLIANCE  2-2015 – Including a Checklist to see if you are complying with the Initial Notice of COBRA Rights piece of this law
Click here
 to read more..

HEALTHCARE REFORM  2-2015 – Final Instructions for IRS Reporting on Individual and Employer Mandates Released for 2014
Click here
 to read more..

HEALTHCARE REFORM  2-2015 Options for dropping group coverage and enrolling inthe Marketplace
Click here
 to read more.

DOL COMPLIANCE  12-2014 Compliance Assistance from the Department of Labor, Employee Benefit Security Administration and HIPAA Security Risk Assessment          
Click here
 to read more.

HEALTHCARE REFORM  10-2014 FINAL EMPLOYER REPORTING REGULATIONS.  1094 B & c AND 1095 B & C.  REPORTING REQUIREMENTS FOR 2015. I
Click here
 to read more.

HEALTHCARE REFORM  9-2014 IRS INTRODUCES GUIDANCE UNDER WHICH EMPLOYEES MAY MAKE A SECTION 125 ELECTION.
Click here
 to read more.

9-2014 ANNUAL MEDICARE D to CMS – Entities that provide Prescription Drug coverage to nMedicare D eligible individuals must disclose to CMS whether the coverage is creditable
Click here to read more..

9-2014 MEDICARE D – Open Enrollment for Medicare D starts October 15th.  All Medicare D eligible participants must be notified of the creditability status of your plan.  Make sure you know your obligations
Click here to read more..

HIPAA  6-2014 HIPAA UPDATE – RISK ASSESSMENT TOOL – Every employer should use this tool!
Click here
 to read more.

HEALTHCARE REFORM  5-2014 IRS CONFIRMS THAT EMPLOYERS MAY NOT REIMBURSE EMPLOYEES WHO BUY INDIVIDUAL COVERAGE.
Click here
 to read more.

HEALTHCARE REFORM  5-2014 ENROLLMENT OPTIONS IN THE INDIVIDUAL MARKETPLACE, COBRA, QUALIFYING EVENTS.
Click here
 to read more.

HIPAA  4-2014 HIPAA UPDATE – RISK ASSESSMENT TOOL – Every employer should use this tool!
Click here
 to read more.

HIPAA  12-2013 HORIZON ANNOUNCES THEFT OF ANOTHER LAPTOP – STEPS you can take to safeguard your privacy.
Click here
 to read more.

HEALTHCARE REFORM  10-2013 Comparison of Buying Coverage In and Outside of the SHOP.
Click here
 to read more.

HEALTHCARE REFORM  10-2013 October 1, 2013 – The Indivdiual Marketplace is Open.
Click here
 to read more.

HIPAA  9-2013 DEADLINE TO BE COMPLIANT WITH HIPAA FINAL RULES IS SEPTEMBER 23, 2013
Click here
 to read more..

9-2013 MEDICARE D – Open Enrollment for Medicare D starts October 15th.  All Medicare D eligible participants must be notified of the creditability status of your plan.  Make sure you know your obligations
Click here
 to read more..

HEALTHCARE REFORM  9-2013 EXCHANGE aka MARKETPLACE NOTICE – ADDITIONAL INFORMATION
Click here
 to read more..

HEALTHCARE REFORM  8-2013 EXCHANGE aka MARKETPLACE NOTICE
Click here
 to read more..

HEALTHCARE REFORM  5-2013 PAY OR PLAY MANDATE FOR EMPLOYERS WITH MORE THAN 50 EMPLOYEES DELAYED UNTIL 2015
Click here
 to read more..

 3-2013 PROVIDING CORRECT SOCIAL SECURITY NUMBERS ON ENROLLMENT FORMS IS CRITICAL FOR TIMELY ENROLLMENT
Click here
 to read more..

HEALTHCARE REFORM 2-2013 REMINDER REGARDING LIMITATIONS ON MAKING RETROACTIVE TERMINATIONS
Click here
 to read more..

HIPAA  2-2013 FINAL RULES PUBLISHED FOR HIPAA AND HITECT
Click here
 to read more..

HIPAA 1-2013 HIPAA UPDATE – Reminder that Group Health Plans are covered entities under HIPAA and subject to all rules and fines
Click here
 to read more..

11-2012 – Important Information regarding the documents you need if you offer Pre-Tax contributions to your employees – Also known as Premium Only Plans…….                                                                              Click here to read more….  

 HEALTHCARE REFORM 10-2012 HealthCare Reform Consulting – Assistance with calculating “Pay or Play”
Click here
 to read more..

8-2012 MEDICARE D – Open Enrollment for Medicare D starts October 15th.  All Medicare D eligible participants must be notified of the creditability status of your plan.  Make sure you know your obligations
Click here
 to read more..

HEALTHCARE REFORM 7-2012 EFFECTIVE WITH PLAN YEARS STARTING  ON OR AFTER AUGUST 1, 2012 – NO CO-PAY COVERAGE FOR WOMEN’S PREVENTIVE BENEFITS
Click here
 to read more..

HEALTHCARE REFORM  6-2012 – Medical Loss Ratio Rebates – Know what to do if you get one
Click here
 to read more..

3-2012 – FMLA and NJ FLA Information/Reminder
Click here
 to read more..

HEALTHCARE REFORM 2-2012 – New Guidance Released for Mandatory Uniform Summary of Benefits and Coverage
Click here
 to read more..

HEALTHCARE REFORM 1-2012 – Caution Required when making Retroactive Terminations –  Click here to read more….

HEALTHCARE REFORM 1-2012 – IRS Releases Guidance for Reporting the Cost of Employer Sponsored Coverage on W-2            Click here to read more.       IRS NOTICE 2012-9.

11-2011 – Important Information regarding the documents you need if you offer Pre-Tax contributions to your employees – Also known as Premium Only Plans…….                                                                              Click here to read more….     

8-2011 – NOTICE – MEDICARE D Notice of Creditable/Non-Creditable Coverage must be sent by October 15 this year    Click here to read more….

6-2011 – Compliance Assistance from the Department of Labor using their eLaws FirstStep Advisor          Click here to read more….

HIPAA 5-2011 – HIPAA REMINDER       Click here to read more….

HEALTHCARE REFORM 3-2011 – Important information regarding Retroactive Terminations (RESCISSIONS)  Click here to read more….

HEALTHCARE REFORM 12-2010 – The IRS issue guidance for small employers who want to apply for the Health care Tax Credit    Click here to read more….

12-2010 – Important Information regarding CHIP…….                                                                                        Click here to read more….

10-2010 – Important Information regarding POP Plans…….                                                                              Click here to read more….                                                                                                                                              

10-2010 – Reminder for Mandatory CHIP Notices……Click here to read more     Model CHIP Notice   

10-2010 – MEDICARE D – Open Enrollment for Medicare D starts November 15th Make sure you know your obligations…..
Click here to read more

HEALTHCARE REFORM 9-2010 – Special Enrollment Notices Required under Health Reform..Click here to read more

7-2010 – Understanding Prescription Drug Creditability and the employers obligations…….    

 Click here to read more…

6-2010 – US Department of Labor clarifies the FMLA definition of “son and daughter”

 Click here to read more…

HEALTHCARE REFORM 6-2010 – Interim Rules defining “Grandfathered Plans” under Patient Protection and Affordable Care Act are released……          Click here to read more…

HEALTHCARE REFORM 6-2010 – Update to Dependents to Age 26 mandate…..Insurance carriers offering early extension…..
Click here to read more…

5-2010 – Section 125 Premium Only Plan Requirement…..
Click here to read more…

4-2010 – COBRA Subsidy Extended to May 31, 2010…..
Click here to read more…

3-2010 – Summary of  Healthcare Reform…..
Click here to read more…

2-2010 – Important Reminder regarding your obligations under CHIP.Click here to read more….      

2-2010 – Temporary Extension Act extends COBRA Subsidy to March 31, 2010…..
Click here to read more…

1-2010 – Changes to Horizon Pharmacy Benefit…..
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1-2010 – Department of Defense Appropriations Act, 2010 – Extends COBRA Subsidy…..
Click here to read more…

10-2009 MEDICARE D – CREDITABLE COVERAGE NOTICE TO CMS Make sure you know your obligations…..
Click here to read more..

10-2009 – Michelle’s Law extends coverage for disabled students…..
Click here to read more…

6-2009 – PENNSYLVANIA EMPLOYERS – PA Mini COBRA for Small Employers…..
Click here to read more..

6-2009 – PENNSYLVANIA EMPLOYERS  – Coverage for Adult Children…..
Click here to read more..

HIPAA 9-2009 – HITECH – Significant changes to HIPAA…..
Click here to read more..

4-2009 – CHIP Children’s Health Insurance Program Reauthorization Act of 2009…..
Click here to read more..

2-2009 – American Recovery and Reconciliation Act. 
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 to read more…

1-2009 – NEW JERSEY EMPLOYERS – Update to Dependents to age 31   
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 to read more..

12-2008 – NEW JERSEY EMPLOYERS – NJ Paid Leave Act POSTER Requirement  
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 to read more..

10-2008 – NEW JERSEY EMPLOYERS – NJ Paid Leave Act   
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 to read more..

12-2006 NEW JERSEY EMPLOYERS – Civil Union Act…..
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 5-2006 – NEW JERSEY EMPLOYERS – All Medical and RX Policies that are written or renewed on or after May 12, 2006 and issued in New Jersey MUST comply with New Jersey Law P.L. 2005, c.375 – Also known as DEPENDENTS TO AGE 30 LAW.
Click here to read more…

HIPAA HIPAA – A reminder to all of our clients regarding the safekeeping of your employees’ protected health information (PHI). 
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 to read more…

HIPAA HIPAA – The HIPAA Security Rule centers on safeguards for Electronic Protected Health Information (ePHI).
Click here to read more…

MEDICARE D – Open Enrollment for Medicare D starts November 15th Make sure you know your obligations…..
Click here to read more…

MEDICARE D – CREDITABLE COVERAGE NOTICE TO CMS Make sure you know your obligations…..
Click here to read more…